Health Plans Available from Blue Cross Blue Shield of Minnesota

Blue Cross Blue Shield of Minnesota has these health plans available (for details on the plans click here):

Aware Gold with Copay: This is the Blue Cross Blue Shield of MN most generous plan, broad access and minimal cost-sharing. This Blue Cross Blue Shield of MN product includes the broad access of its network which includes 96 percent of physicians and specialists in the state.

With this plan members can see any health care provider of their choice for most covered services---without referrals. For some services, the best benefits are available when members see health care providers in the BCBS of MN statewide network.

CMM Plans, High Deductible Health Plans for HSA’s and HRA’s: This Blue Cross Blue Shield of MN product provides the broad access with a wide range of cost-sharing options, network includes 96 percent of physicians and specialists.

Blue Plus Plans (using the Blue Plus Network): This Blue Cross Blue Shield of MN product uses the primary care management, with a wide range of cost-sharing options and the network utilizes the primary care providers and specialists.

Blue Cross Blue Shield of MN Health Cost Calculator. This is an easy-to-use tool from Blue Cross and Blue Shield of Minnesota. In just a few simple steps, a member can estimate their health care expenditures online.

Whether an individual is healthy, living with chronic conditions or planning specific treatments, this tool will provide an idea of what costs are involved.

Click here to see the Blue Cross Blue Shield Health Cost Calculator

For more information about setting up a Blue Cross Blue Shield Health Plan for you and your employees, contact us.

All of the Blue Cross Blue Shield of Minnesota Health Care Plans Outlined on these Pages Include the Following Support Services:

IS BLUE CROSS BLUE SHIELD OF MINNESOTA THE RIGHT HEALTH INSURANCE CARRIER FOR YOU AND YOUR EMPLOYEES?

Who is Blue Cross Blue Shield of Minnesota?
Blue Cross Blue Shield of Minnesota is the state’s largest and most experienced health coverage carrier. They are a member of the Blue Cross and Blue Shield Association, an association of independent Blue Cross and Blue Shield plans.

Blue Plus, an affiliate of Blue Cross, is a state-certified managed care organization operating in Minnesota. They are one of Minnesota’s largest HMOs. Together, they serve more than 2.5 million members. To learn more about Blue Cross Blue Shield of Minnesota visit their website at www.bluecrossmn.com.

Visit Blue Cross of MN on the web: Their website, www.bluecrossmn.com is a great resource for information about Blue Cross and Blue Shield of Minnesota and their various plans. You can get information about plan descriptions, provider directories and news about the company.

For more information about setting up a Blue Cross Blue Shield Health Plan for You and Your Employees, contact us.

How the Blue Cross Blue Shield Health Plans of Minnesota Work

Aware Gold with and w/o Copay: members can see any health care provider of their choice for most covered services---without referrals. For some services, the best benefits are available when members see health care providers in the Blue Cross Blue Shield of MN statewide network.

CMM with Copay plan: members can see any health care provider of their choice for most covered services---without referrals. For some services, the best benefits are available when members see health care providers in the Blue Cross Blue Shield of MN statewide network. The Blue Cross Blue Shield of MN network includes primary care clinics, specialists and hospitals and Blue Cross Blue Shield of MN network providers take care of all claims paperwork.

CMM with Deductible plan: members can see any health care provider of their choice for most covered services---without referrals. For some services, the best benefits are available when members see health care providers in the Blue Cross Blue Shield of MN statewide network. The Blue Cross Blue Shield of MN network includes primary care clinics, specialists and hospitals and Blue Cross Blue Shield of MN network providers take care of all claims paperwork.

Blue Cross with Copay plans: CMM with Copay plan: members can see any health care provider of their choice for most covered services---without referrals. For some services, the best benefits are available when members see health care providers in the Blue Cross Blue Shield of MN statewide network. The Blue Cross Blue Shield of MN network includes primary care clinics, specialists and hospitals and Blue Cross Blue Shield of MN network providers take care of all claims paperwork.

Blue Cross with Deductible plans: CMM with Copay plan: members can see any health care provider of their choice for most covered services---without referrals. For some services, the best benefits are available when members see health care providers in the Blue Cross Blue Shield of MN statewide network. The Blue Cross Blue Shield of MN network includes primary care clinics, specialists and hospitals and Blue Cross Blue Shield of MN network providers take care of all claims paperwork.

Preferred gold limited 90/10 plan: Members choose a primary care clinic from the Blue Cross Blue Shield of MN, Blue Plus statewide network. Generally, the Blue Cross Blue Shield of MN clinic provides preventative care and coordinates most care from specialists---all without complicated paperwork. Plus, members have the flexibility to see other non- Blue Cross Blue Shield of MN health care providers if they’re willing to share more of the cost of care.

Preferred gold limited 80/20 w/ co-pay plan: Members choose a primary care clinic from the Blue Cross Blue Shield of MN, Blue Plus statewide network. Generally, the Blue Cross Blue Shield of MN clinic provides preventative care and coordinates most care from specialists---all without complicated paperwork. Plus, members have the flexibility to see other non- Blue Cross Blue Shield of MN health care providers if they’re willing to share more of the cost of care.

Preferred gold limited 80/20 w/ deductible plan: Members choose a primary care clinic from the Blue Cross Blue Shield of MN, Blue Plus statewide network. Generally, the Blue Cross Blue Shield of MN clinic provides preventative care and coordinates most care from specialists---all without complicated paperwork. Plus, members have the flexibility to see other non- Blue Cross Blue Shield of MN health care providers if they’re willing to share more of the cost of care.

Preferred with Co-Pay plan: Members choose a primary care clinic from the Blue Cross Blue Shield of MN, Blue Plus statewide network. Generally, the Blue Cross Blue Shield of MN clinic provides preventative care and coordinates most care from specialists---all without complicated paperwork. Plus, members have the flexibility to see other non- Blue Cross Blue Shield of MN health care providers if they’re willing to share more of the cost of care.

Blue Plus with copay plans: Members choose a Blue Cross Blue Shield of MN primary clinic from the Blue Plus statewide network. Generally, the clinic provides primary care and coordinates most care from specialists---all without complicated paperwork. Members may see non- Blue Cross Blue Shield of MN providers for emergency care only.

Contact us to learn more about Blue Cross Blue Shield of Minnesota plans!